New Start

This economy has been tough on everyone's credit. Let's face it sometimes just surviving can be a task in itself. We've all been in those tough spots where we've had to make tough choices and at times our credit will take a ding or two.

 But that doesn't mean you can't still get that mortgage loan you need. Advantagehomerates.com is a great resource for individuals who are in the market for a new construction mortgage loan, a refinance loan, or loan modification.

Extending the length and terms of an existing loan is also a great option for current home owners to help bring their mortgage back to a more reasonable monthly payment. 

First time home buyers can apply for an FHA Loan. Although most FHA loans have a purchase limitation of two hundred thousand dollars, the market currently offers quite a bit of home for that amount of money. It is a buyer’s market right now and pursuing an FHA loan is definitely one option first time home buyers should consider.